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Rise in over-50s turning to equity release to fund debts

June 11, 2013: Increasing numbers of over 50s are using equity release products to pay off outstanding mortgages and unsecured debts, according to a new report. Just over a quarter of funds released by Age UK Enterprises to its equity release customers were used to clear their mortgage, with ...
Posted on Jun 11, 2013 at 14:31

Startups may be thriving but growth gazelles are struggling to break out

June 10, 2013: There is little argument that small businesses hold the key to job creation. If you take an average 12 month period between 1998 and 2010, the majority of UK jobs were created by small companies, a trend which has heightened since the late 1990s. By 2010, the employment share of sm...
Posted on Jun 10, 2013 at 11:04

SMEs are unaware of initiatives designed to support them

June 7, 2013: UK SMEs are missing out on opportunities as they remain oblivious to alternative finance and government schemes. A quarter of UK small business owners are oblivious to the reduction in the rate of corporate tax, according to AXA Business Insurance. Of those who knew about it, on...
Posted on Jun 7, 2013 at 11:36

Debt fears cost more over-50s their marriages

June 5, 2013: OLDER people are facing increased financial pressures, resulting in twice as many marriages breaking down, new research published today has revealed. Debt-among-older-people-is-leading-to-a-jump-in-marriage-breakdowns Debt among older people is leading to a jump in marriage bre...
Posted on Jun 5, 2013 at 12:11

Over 50 and unemployed?

June 3, 2013: Every economic crisis comes with a rise in unemployment proportionate to the level of trouble: the more serious the recession the higher the levels of unemployment. Although not usually given to stating the obvious, it is important to use this reminder as the starting point for this...
Posted on Jun 3, 2013 at 11:38

Work longer, live healthier? How retirement can seriously damage your health

May 16, 2013: Retirement can cause a drastic decline in health, according to a study released today. Research found that both mental and physical health can suffer, said the Institute of Economic Affairs and the Age Endeavour Fellowship, who claim the Government should help people work longer...
Posted on May 16, 2013 at 14:19

Why micro-businesses could be Britain’s economic future

May 13, 2013:  IF you want to see how Britain has changed since the 1970s, look no further than our attitudes to entrepreneurship. There were around 820,000 small firms in the UK in 1971, according to an official report chaired by John Bolton, an industrialist; one of Britain’s great p...
Posted on May 13, 2013 at 10:37

Firms ignoring older workers ‘will be left behind’

May 2, 2013: Businesses which do not tap into Britain’s growing older population could suffer skills shortages and lose an important competitive edge, according to a Department for Work and Pensions (DWP) guide. Employing older workers warns employers that Britain is running out of ...
Posted on May 2, 2013 at 09:58

The growing number of unemployed over 50s

April 30, 2013: Nick Bunting, CEO of The Prince's Initiative for Mature Enterprise, looks at the recent ONS labour market statistics, and the growing number of unemployed over 50s. I wasn’t too surprised to read last week that employment was virtually unchanged from September to Nov...
Posted on Apr 30, 2013 at 14:01

Skills gap is hindering growth for UK businesses

April 29, 2013: UK business leaders are calling for the Government to prioritise initiatives that help foster a skilled workforce as nearly two thirds of UK CEOs (65%) say a lack of key skills is hampering their growth prospects. A global PwC survey of over 1,300 CEOs reveals UK business lead...
Posted on Apr 29, 2013 at 14:36

How positive start-up innovation is making full-time work redundant

April 29, 2013: ASK a business owner 20 years ago how big their company was and, like the pharaohs, he or she would soon tell you how many people they employed. Full-time staff numbers denoted personal achievement and the business’s (and owner’s) social value. Today, precisely the...
Posted on Apr 29, 2013 at 10:50

Over 60s must keep working as Britain 'is running out of workers'

April 16, 2013 : Employees will need to remain in their jobs until the age of 70 because Britain is running out of workers, the Government has suggested. Businesses are being told to change their attitude to employees in their 50s and 60s or be left behind with a looming shortage of qual...
Posted on Apr 16, 2013 at 18:20

Job-hunting over 50: the dos and don'ts

April 5, 2013: Applying for a job can be a scary prospect and in the current job market it is true that yes, often older candidates have to work harder to overcome barriers, and no, it's not fair. But that doesn't mean every employer is determined to shut out all candidates over 35. F...
Posted on Apr 5, 2013 at 11:31

£100 million in government contracts for small businesses

April 5, 2013: The Small Business Research Initiative (SBRI) is hailed a success as it passes a milestone of £100 million of contracts awarded to small businesses from public sector departments. This coincides with the UK Government stating its intention to expand the SBRI, which is facilit...
Posted on Apr 5, 2013 at 11:27

A New Age for Retirement

April 2, 2013: Ernest Hemmingway believed that retirement was the ugliest word in the English language. His comment seems more prescient today than ever. The retirement process of years gone by is no longer relevant and we have to find a shape; a way of being with our work that helps us to l...
Posted on Apr 2, 2013 at 15:38

Entrepreneurs in residence to advise government

April 2, 2013: Business Secretary Vince Cable is set to get advice from two successful entrepreneurs appointed to help the government address the needs of small and medium sized businesses. Business owners Lawrence Tomlinson and Rekha Mehr are to become the entrepreneurs in residence at the ...
Posted on Apr 2, 2013 at 15:32

300,000 people aged 70 and over are still working

More than 300,000 people who are aged 70 and above have a job, with many blaming the fact they are too poor to stop working, official figures revealed yesterday. The ballooning number of older workers highlights a social revolution in Britain with people forced to work at an age when many ass...
Posted on Feb 28, 2013 at 10:33

One in four retirees consider contunuing to work

Nearly a quarter (24 per cent) of people planning to retire this year say they don't feel ready to stop work yet, and more than a fifth (21 per cent) say they don't like the idea of being at home all of the time in retirement, according to new figures released today by Prudential. Its...
Posted on Feb 14, 2013 at 16:51

Recession prompts boom in over-50s becoming self-employed

More than 300,000 Britons aged 50 and above have become self-employed since the recession began five years ago, official figures revealed yesterday. The Office for National Statistics said the number working for themselves has ballooned by 367,000 to 4.2million, the largest since records beg...
Posted on Feb 8, 2013 at 10:03

Older workers come of age

Staff in their fifties can be more productive than younger ones. And there are going to be a lot of them. Holding on to staff and overcoming skill shortages are often two of the priorities for chief executives. A solution to both could lie with the talents and knowledge of an ever-expanding g...
Posted on Jan 29, 2013 at 14:12

How to find a job when you’re over 50

More than 100 readers joined the Telegraph’s job-hunting Q&A to ask for advice and tips on how to find a decent job. Many job hunters over-50 told our experts they were being discriminated against during recruitment because of their age, asking what they can do to beat age prejudice...
Posted on Jan 14, 2013 at 11:49

IT skills shortfall impacts growth of UK small businesses

UK small businesses are stuck in growth and profits ‘limbo’ due to a shortfall in IT skills, according to new research by Simply Business, the UK’s largest business insurance provider. The 2012 techSME index, which questioned over 4,000 small businesses (with up to ten employees...
Posted on Jan 11, 2013 at 10:47

Are you volunteering this year?

January 9, 2013: UK retirees are embracing voluntary work and providing vital help to families, charities and local communities, according to Aviva's latest Real Retirement Report. With 10.4 million over-65s typically giving up 10 hours each week to volunteer and support their families, the c...
Posted on Dec 18, 2012 at 14:59

Pension planning 'inadequate' among over 50s

November 30, 2012: Many over 50s are "sleepwalking into their old age", a pensions group says, as research suggests people are over-optimistic about retirement income. The National Association of Pension Funds (NAPF) said people must conduct a healthcheck of their workplace pension....
Posted on Nov 30, 2012 at 16:43

Autumn Statement must put UK small businesses at the heart of reforms

November 26, 2012: The Federation of Small Businesses (FSB) is urging the Chancellor to use his Autumn Statement to put a firm plan in place for small firms to grow, which can be fully delivered at Budget 2013. The FSB has long called for more competition in the banking sector as small firms ...
Posted on Nov 26, 2012 at 10:27
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